Regional Vice President, TD Bank
Ralph Bumbaca joined TD Bank in January 2010 and is our senior banker in the New York City Market, responsible for leading our small business and commercial banking efforts. He has a dedicated staff of 17 bankers that oversee a large commercial banking portfolio comprised of a broad group of business owners throughout the New York Metropolitan area.
Ralph is a decisive, results-driven banker experienced in leading lending and credit teams, sales, client relations, and employee development. With over 25 years of finance and banking experience, he has developed proven skills in financial analysis, marketing and business development, and risk management; dealing with a wide range of financial products and services for a diverse client base. Throughout his career, he has consistently been a top performer in fostering new relationships, enhancing portfolio profitability, and developing banking teams.
Prior to joining TD Bank, Ralph held senior banking positions at several financial institutions including Banco Popular, Mellon Bank, Bank of New York and Chase with the responsibility for portfolio and people management as well as business development in the New York Metropolitan area. Ralph has successfully initiated a client driven needs based sales strategies to stimulated both growth and profitability. In 1986, Ralph started his career in commercial banking at NatWest USA where he successfully completed the loan officer development program and spent 8 years as a commercial banker in corporate finance and health care lending.
Outside of banking, Ralph serves on several non-profit boards as a board trustee and/or treasurer for the: Frederick Foundation, Boys and Girls Club of Metro Queens, Business Initiative Corp of NYC, Rocklyn Asset Management, Manhattan Chamber of Commerce, Carroll Garden Association and Rockville Centre Little League. Ralph also served for 10 years as a board member of Center for Family Support. Ralph has been the Bank's local United Way ambassador for the NYC market for several years and is currently a member of the United Way Tocqueville Society cabinet.
At home in Rockville Centre, he has volunteered to support several youth sports programs including baseball, basketball, and soccer. His time coaching has been both an enriching and rewarding experience especially being a part of a Little League program for the Challenger Division that provides a fun and instructional baseball experience for children with development disabilities. Ralph is also active in local government serving on the Rockville Centre Citizens Budget Advisory committee.
Ralph is active in raising funds and awareness for several causes including autism awareness and research. Through a successful banking career and the encouragement of the TD culture, Ralph has been able to assist and support the well-being of many citizens throughout the New York community. Ralph was born, raised and educated in Brooklyn and now resides in Rockville Centre, New York with his wife Ada and their children: Christopher, Matthew, Lauren, and William along with their dog Penny.